Thavana
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Your finance business on any browser — no app needed.

Thavana helps money lenders and small finance companies in Tamil Nadu manage loans, daily/weekly/monthly collections and collectors from a phone, tablet or computer.

No card needed. Cancel anytime.

Demo login — mobile 9999999999, password demo123

Everything a lending business needs

  • Daily, weekly & monthly lines

    Flat, reducing-balance and interest-only loans with exact schedules, Sunday skipping and month-end handling.

  • Collector app in the browser

    Big-button collection screen for your field staff: due list by area, one-tap payments, GPS, visit notes. Nothing to install.

  • WhatsApp receipts

    Send a printable receipt with the balance in English or Tamil straight from the collection screen.

  • Reports that reconcile

    Daybook, demand vs collection, overdue ageing, profit & loss, borrower statements — all exportable to Excel.

  • Tamil support

    The whole app — including collector screens and receipts — works in English and தமிழ்.

  • Secure daily backups

    Each company's data is isolated, access is role-based and audited, and the database is backed up every night.

Simple monthly pricing

Start free for 14 days with every feature. Pick a plan when you're ready.

  • Starter

    For a small lender getting started

    ₹499/month

    • ✓ 2 collectors
    • ✓ 300 active loans
    • ✓ All core features, receipts & Excel import
    Start free trial
  • Most popular

    Growth

    For a growing business with a field team

    ₹1,499/month

    • ✓ 10 collectors
    • ✓ Unlimited active loans
    • ✓ All core features, receipts & Excel import
    Start free trial
  • Pro

    For multiple lines and bigger teams

    ₹3,999/month

    • ✓ Unlimited collectors
    • ✓ Unlimited active loans
    • ✓ All core features, receipts & Excel import
    • ✓ Multi-line comparison reports
    Start free trial

Frequently asked questions

Do I need to install an app?

No. Thavana runs in any modern browser on phones, tablets and computers. Your collectors just open the link and log in.

Is my data safe?

Every company's data is strictly separated, passwords are hashed, access is role-based and every sensitive change is audited. The database is backed up every night.

Which interest methods are supported?

Flat, reducing balance and monthly interest-only loans, on daily, weekly or monthly lines, with document charges and optional late-payment penalties.

Can I bring my existing data?

Yes. Download the Excel template, paste in your borrowers and running loans (including what's already paid) and import them after a validation preview.

What happens after the trial?

You keep access for a short grace period. After that the account becomes read-only — you can still view and export everything — until you subscribe.

Who is responsible for lending compliance?

You are. Thavana is software: Twincord Technologies Pvt. Ltd. is the software provider and data processor, while your company is responsible for its lending activities and legal compliance.

Ready to try it with your own data?

Start 14-day free trial

Company

Twincord Technologies Pvt. Ltd.
Thavana – loan & collection management for small finance companies